A college education has become a significant expense for most families and requires careful planning. Whatever your financial situation is, we encourage you to use this information to help you understand college funding so you can navigate the financial aid process with greater ease.

State Financial Aid

States provide many financial aid opportunities to help ease the cost of a college education. Please select the state you reside in to learn about state sponsored internships, scholarships and financial aid programs for undergraduate students and assistantships, fellowships, and residency programs for graduate and professional students.

STATE OF GEORGIA FINANCIAL AID PROGRAMS

For more detailed information on state financial aid programs contact:

Georgia Student Finance Commission
2082 East Exchange Place
Tucker, Georgia 30084
1-800-505-4732

https://gsfc.georgia.gov/

The following are financial aid programs available to students who are residents of the state of Georgia.

HOPE Scholarship Program

HOPE — Helping Outstanding Pupils Educationally — is Georgia’s unique scholarship and grant program that rewards students with financial assistance in degree, diploma, and certificate programs at eligible Georgia public and private colleges and universities, and public technical colleges.

HOPE consists of six different aid programs. For more information on eligibility requirements, program applications, award amounts, participating institutions and other program-specific information, visit GAfutures.

Duel Enrollment

Dual Enrollment is a dual credit enrollment program for eligible high school and home study students who wish to earn high school and college credit for postsecondary coursework. Dual Enrollment funding is available during the fall, winter, spring and summer terms of the school year. Dual Enrollment funding may cover the cost of standard undergraduate tuition, mandatory fees and a book allowance for a maximum of 15 semester or 12 quarter hours per term.


Georgia Military College State Service Scholarship

Georgia Military College (GMC) State Service Scholarship Loan Program is a service cancelable loan program created to provide outstanding students with a full two-year scholarship loan. The student must agree to serve in the Georgia National Guard for a period of four years to complete service repayment (two years while attending GMC and two years after graduation).

Georgia National Guard Service Cancelable Loan

Georgia National Guard (GNG) Service Cancelable Loan Program provides financial assistance to eligible members of the Georgia National Guard to be used towards the cost of tuition for undergraduate and graduate programs at an eligible postsecondary institution. The student must agree to serve in the Georgia National Guard for a period of two years to complete service repayment. The purpose of the program is to encourage qualified individuals to join the GNG and retain skilled citizens within the state.

Georgia Public Safety Memorial Grant

Public Safety Memorial Grant provides assistance to the dependent children of Georgia public safety officers (law enforcement officers, firefighters, emergency medical technicians, paramedics, highway emergency response operators (HERO) and prison guards) who were permanently disabled or killed in the line of duty. Funds may be used toward the cost of attendance at eligible colleges or universities in Georgia.

Helping Educate Reservists and their Offspring (HERO) Scholarship

Helping Educate Reservists and their Offspring (HERO) Scholarship provides financial aid assistance to qualifying Georgia National Guard or United States Military Reservists, their spouses, and dependent children who seek a postsecondary education. Eligible applicants were deployed overseas on active duty service, on or after February 1, 2003, to a location designated as a combat zone.

John R. Justice

John R. Justice (JRJ) Loan Repayment Program provides federally funded loan repayment assistance for state, local and federal public defenders and prosecutors who agree to remain employed as public defenders and prosecutors for at least three years. Funds are allocated annually from the Bureau of Justice Assistance and administered by GSFA. Applicants apply to GSFA based on the programmatic criteria set forth by the United States Department of Justice.

Scholarship for Engineering Education (SEE) Service Cancelable Loan

Scholarship for Engineering Education (SEE) Program provides financial assistance to Georgia residents attending an eligible private postsecondary institution (Mercer University) and enrolled in an engineering program of study approved by the Engineering Accreditation Commission of the Accrediting Board of Engineering and Technology (ABET). The purpose of the program is to attract and increase the number of qualified engineers in Georgia. In return, students agree to work for a period of time after graduation in an engineering-related field in Georgia.

Scholarship for Engineering Education for Minorities (MSEE) Service Cancelable Loan

Scholarship for Engineering Education for Minorities (MSEE) Program provides financial assistance to Georgia residents that are enrolled at an eligible postsecondary institution and pursuing an engineering degree approved by the Engineering Accreditation Commission of the Accrediting Board of Engineering and Technology (ABET). The purpose of the program is to attract minority undergraduate students into the engineering profession and to increase the number of qualified engineers in Georgia. In return, students agree to work for a period of time after graduation in an engineering-related field in Georgia.

Student Access Loan

Student Access Loan (SAL) Program is a one percent (1%) interest loan program designed to assist undergraduate students enrolled at an eligible public, private or technical college or university who have a gap in meeting their educational costs. Students who attend an eligible USG or private postsecondary institution have a maximum annual limit of $8,000 and have service cancellation options available to those who work in select public service sectors or STEM fields. Students who attend an eligible TCSG postsecondary institution have a maximum annual limit of $3,000 and have a loan discharge option available to those who graduate from their program of study, for which the loan was received, with a minimum 3.50 cumulative postsecondary grade point average.

Tuition Equalization Grant

Tuition Equalization Grant (TEG) provides grant assistance toward educational costs to Georgia residents enrolled at an eligible private college or university. Students must be enrolled full-time in an undergraduate program of study leading to an undergraduate degree.

University of North Georgia (UNG) Military Scholarship Loan Program

University of North Georgia (UNG) Military Scholarship Loan Program is a service cancelable loan program that provides full scholarships to enable outstanding Georgia students, interested in pursuing a military career, to attend the University of North Georgia. Loan recipients agree to serve in the Army National Guard for eight years (four while enrolled at UNG and four after graduation).

University of North Georgia (UNG) ROTC Grant and GOTC Grant for Future Officers

University of North Georgia ROTC Grant and ROTC Grant for Future Officersprovides grant assistance toward the cost of education by encouraging Georgia residents to attend the University of North Georgia and participate in the Reserve Officers Training Corps (ROTC) program and promotes students to military leadership positions upon graduation.