TFS - Tuition Funding Sources

Frequently Asked Questions

What is Tuition Funding Sources or TFS?

Tuition Funding Sources or TFS is a private service created in 1987 to help students find scholarships and other forms of financial aid to help pay for a college education.

The TFS program also provides students with college admissions information, a career personality test, and detailed career information. Students using TFS can determine what careers suit them best, find schools that offer degree programs in those fields and then discover scholarships and other forms of financial aid to help pay for college tuition and expenses.

The TFS scholarship database is updated on a daily basis. On average, 5,000 new scholarship awards are added to the database every month in an effort to stay current with national scholarship growth rates. New and updated scholarships appear on the TFS website in real time.

We have been collecting scholarship information every year since 1987, making the TFS program one of the oldest and most trusted names in the industry.

The TFS website does NOT collect student's names and other personal and private information for resale to third parties. Most other scholarship search websites create revenue by selling their users' private information. This makes the only safe place to search for scholarships, college and career information.

Who can use

Students must attend a TFS approved school in order to use the TFS website.

If you would like to receive information on how to become an approved school please email

How do I become a member of

In order to register as a new member you must attend a TFS approved school. Click on the "login" button to see the registration link, then, select your state of residence, the school you currently attend and create a personal password. If your school is not listed as an approved school, please email so we can determine if they meet membership requirements.

How is different from other scholarship search websites?

Students and their parents should understand that most scholarship search websites are profit-oriented businesses that use free scholarship information as a lure to entice students to give the website their name, street address, email address and other personal and private information. That information is then sold to third parties and data aggregators at prices that range from 50 cents to $50 dollars per name. is the exact opposite of other free scholarship search websites. We do NOT collect or sell students' private information and there is no advertising.

Most other scholarship search websites contain small scholarship databases made up of mostly national scholarships (that receive millions of applications and are the most difficult to win) and very few college sponsored awards thus eliminating the largest category of scholarship funds and the awards that students have the best chances to win.

The TFS program contains those same national scholarships but also has awards sponsored by individual colleges and universities. The TFS program currently contains more than $33 Billion in scholarship awards - five times more than any other scholarship source.

How do I search for scholarships?

In order to find a scholarship you will be asked to complete a personal profile that will include some personal information and your desired career and educational goals. None of this information will ever be sold, shared or transferred to anyone.

The TFS program will use the information you provide to find scholarships that match your profile. Those awards with the closest matches will appear at the top of your scholarship list. When you find a scholarship that interests you it can be saved to your personal scholarship list. Your scholarship list can be accessed whenever you login to the TFS website.

How do I apply for federal and state financial aid?

Each state administers its own financial aid programs. All of the programs vary greatly from state to state. You should definitely look at financial aid offered by your state because statistically you have a greater chance of obtaining financial assistance. will provide you with the direct links you need to each state's financial aid website.

The federal government offers financial aid for students in the form of grants, student loans and work-study programs. will provide you with direct links to the U.S. Department of Education's Student Financial Assistance site. Don't ignore this site. The federal government is the largest supplier of financial aid in the U.S.

Should I apply for a student loan?

Many banks and other private institutions offer private student loans. In addition the Federal government provides low-interest rate student loans for students and parents. The lender is the U.S. Department of Education rather than a bank or other financial institution. Federal loans often have more restrictions and paperwork than private loans but are also normally offered at a lower interest rate.

In determining whether or not you want to borrow money to attend school you should try and determine what your future income will be compared to your anticipated future monthly loan payment. You do not want to be in a position where your future income is not sufficient to pay for all of your other normal living expenses plus your student loan payment.

The Department of Labor has determined that students having a college education earn on average $1,000,000 more than people with just a high school education. So if a student loan is your ticket to higher earnings then by all means it is worth it. But just make sure you don't graduate from college with a huge debt and little earning power.